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SAMA Cyber Resilience Framework

The Saudi Central Bank's cyber-resilience framework — sets the technology and data-residency expectations for regulated financial institutions, with explicit AI provisions in the 2025 update.

Definition

What SAMA Cyber Resilience Framework means in practice

The Saudi Central Bank's Cyber Resilience Framework sets the technology controls expected of regulated financial institutions in Saudi Arabia. The 2025 update extended explicit guidance to AI-driven systems: model lifecycle artefacts and inference must remain under the regulated entity's exclusive control, cross-border AI inference on customer data is constrained, and the audit trail of AI-driven decisions must satisfy the same standards as any other regulated decision. The practical effect is that sovereign deployment is the default architectural choice for any GenAI workload touching customer data at a Saudi bank or insurer.

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The Sovereign AI Playbook.

Enterprise generative AI that runs on your servers.

  • 01Definition. The four non-negotiable properties of a sovereign deployment — and the three patterns that look sovereign but aren't.
  • 02Why now. Three forces that converged in 2026: regulator pressure, the open-weights capability gap closing, and unit economics flipping.
  • 03Reference architecture. The five-layer stack we deploy: applications → agent runtime → sovereign LLM → RAG + KB → data stores. With model and tooling choices for each.
  • 04The regulators. SAMA · RBI · UK ICO · EU AI Act · DPDP · HIPAA — what each requires and how it maps to architecture.
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Sovereign AI, RAG, agentic AI, IDP, MLOps and the regulations that shape enterprise AI.

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